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Need Help? We’ve Got Answers.
Do I need an NIE number to buy a property in Spain?
Yes. An NIE (Número de Identidad de Extranjero) is mandatory for any property purchase, opening a bank account, paying taxes, and connecting utilities.
How much is the property transfer tax (ITP) in Comunidad Valenciana?
For resale properties, ITP is 10% of the purchase price or the official Valor de Referencia (whichever is higher).
Do I need a lawyer to buy a property in Spain?
No. Hiring a lawyer is not obligatory in Spain. However, it is strongly recommended because a private lawyer protects your interests, checks the legality of the property, ensures it is free of debts, and manages the full due‑diligence process. Most foreign buyers choose to work with a lawyer for safety and peace of mind.
Can I get a mortgage in Spain as a non‑resident?
Yes, you can upgrade your listing Yes. Most banks offer 60–70% financing for non‑residents, depending on income, valuation, and country of origin.